A Panther Home Builders community · Waterloo, Iowa — Denver Street
Baltimore Fields is a street of new Panther Home Builders houses in Waterloo — not Cedar Falls. Modern ranches, attached two-stall garages, and unfinished lower levels, priced for people who want a new house without leaving town.
The neighborhood
Denver Street is in Waterloo, ZIP 50702. The houses going up here are ranches with the primary suite on the main floor, an attached two-stall garage, and an unfinished lower level you can finish when you are ready.
Panther calls out four plans for this street — Oakley, Aspen, Cypress, and Easton — and a Lincoln is already listed on Lot 6. If you want something else from the Panther catalog, we will send you there. This site is about Baltimore Fields.
The plat
The interactive map is the same Higharc sales map published on the Panther Baltimore Fields page. It is a lot map — not the home designer. A printed plat sits underneath if you prefer a still drawing.
On Denver Street
These addresses appear on public MLS cards for Baltimore Fields as of August 28, 2026. They are proposed 2026 builds. Each figure is a listed-home price (that plan on that lot), not a lot-only price. Prices and finishes can move. If a card still says listed, call before you drive.
Listed
Rendering
Oakley
Listed home $269,148
A two-bedroom Oakley listed on Lot 15. Main-level primary suite, open living room, and an attached two-stall garage. The lower level is unfinished. MLS 20262257, active as of August 28, 2026.
Rendering of the Oakley. This is not a photograph of a finished house on Lot 15.
Listed
Rendering
Lincoln
Listed home $286,502 $268,502
The Lincoln on Lot 6 — three bedrooms, two baths, 1,320 listed square feet. Unfinished lower level drawn for one more bedroom, a family room, and a 3/4 bath. MLS 20262274. Price moved from $268,502 to $286,502 on July 17, 2026.
Rendering of the Lincoln. This is not a photograph of Lot 6.
Listed
Rendering
Aspen
Listed home $294,742
An Aspen on Lot 4, listed at 1,245 square feet with three bedrooms and two baths. The lower level is drawn for two more bedrooms, a family room, and a 3/4 bath. MLS 20262273, 0.19 acre.
Rendering of the Aspen. This is not a photograph of Lot 4.
Listed
Rendering
Easton
Listed home $298,904
An Easton on Lot 13 — 1,392 square feet, three bedrooms, two baths. The listing describes an unfinished lower level that can take two more bedrooms, a full bath, and a family room. MLS 20262256.
Rendering of the Easton. This is not a photograph of Lot 13.
Listed
Rendering
Cypress
Listed home $307,259
A Cypress on Lot 17. Three bedrooms and two baths on the main level; the unfinished lower level is described with room for another bedroom, a full bath, and a living area. MLS 20262258.
Rendering of the Cypress. This is not a photograph of Lot 17.
The collection
Oakley, Lincoln, Aspen, Cypress, and Easton. Catalog sizes run from 1,010 to 1,392 square feet on the main level. Each listing includes an attached two-stall garage and an unfinished lower level.
Rendering
The smallest ranch in this set — two bedrooms, two baths, and an open kitchen-dining-living room that stays easy to live in.
Plus an unfinished lower level ready to finish later.
Rendering
A three-bedroom ranch with the living, dining, and kitchen in one room. This is the plan on Lot 6.
Plus an unfinished lower level ready to finish later.
Rendering
Three bedrooms and two baths on the main floor. The lower-level drawing shows room to grow without changing the street elevation.
Plus an unfinished lower level ready to finish later.
Rendering
A wider three-bedroom ranch. The unfinished lower level is drawn with space for another bedroom, a full bath, and a living room.
Plus an unfinished lower level ready to finish later.
Rendering
The largest ranch called out for Baltimore Fields. Lot 13 lists an Easton with an unfinished lower level that can take two more bedrooms.
Plus an unfinished lower level ready to finish later.
Want something else? See the rest of the Panther catalog and start a custom plan.
Design studio
Walk a plan in three dimensions, change finishes, and see an estimated price with Panther Home Builders' online design studio.
Waterloo
This neighborhood is in Waterloo. It is not in Cedar Falls, and it is not Edison Addition — that is a different Panther street on the old Edison School ground. If a map or a listing says Baltimore Fields, it should say Waterloo.
MLS cards for these lots list Irving Elementary, Central Middle, and West High. Confirm current boundaries with the district before you buy. The builder’s office is at 616 Clay Street in Cedar Falls; the houses themselves are here on Denver Street.
Incentives
Panther’s Baltimore Fields page says buyers may qualify for the City of Waterloo’s $5,000 infill grant. The city publishes the program. We will not promise that every buyer on Denver Street receives $5,000.
Waterloo’s housing-incentives page describes an infill grant of $5,000 per unit — $7,500 in targeted neighborhoods — for a new home built on an infill lot. The city partners with the builder or owner through a Development Agreement that City Council approves.
Eligibility depends on the lot, the agreement, and current city rules — not on a headline. If you are shopping Baltimore Fields, ask us. We will walk the current language with you instead of guessing.
The same city page describes tax abatement on new homes in the City Limits Urban Revitalization Area: three years at 100 percent, or a ten-year graduated scale. Confirm with Waterloo Economic Development whether a Denver Street lot qualifies.
Working with Panther
This site is for the neighborhood. The builder is Panther Home Builders. The process below is a plain-language summary of what they publish — not a copy of their marketing pages.
Call, email, or use the form. Bring a plan name if you have one, or just a budget and a bedroom count. We will point you to an open lot and a first meeting.
Meet the staff, walk a plan, and talk revisions. You receive a custom quote before you sign a purchase agreement. Panther’s published promise is that the quoted price is the price.
Selections finish just before groundbreaking. After that you get weekly updates, a portal for schedules and change orders, and an invitation to sit in on builder meetings if you want to.
Panther’s published promise is that the quoted price is the price — no surprise invoices halfway through the job.
Construction progress, schedules, and change orders stay visible. You can visit the job as often as you like.
Workmanship the first year, major systems for two, basement and roof leakage for three, and structure for ten. A walk-through is scheduled about 30 days after move-in.
Panther reports their homes at a HERS Index of about 50. A typical new house scores 100. Lower is more efficient.
On the ground
Visit
Tell us whether you want a listed lot, a different plan, or just a look at Denver Street. If you would like a tour, leave a few times that work.
